V12 RETAIL FINANCE

Turning your Intense Cycles dream into a trail-scorching reality may be easier than you think thanks to our amazing range of V12 Retail Finance options.

You can apply for finance on baskets totalling over £500* and selected items are available with 0% interest options.

There are different payment terms available depending on the amount you wish to finance – with options including 6, 12, 24 and 36 months. 

HOW TO APPLY FOR FINANCE

Applying for finance to spread the cost of your new Intense bike over monthly payments is simple. You just need to be 18 or over, have been a UK resident for the last three years and have the means to make the repayments.

STEP 1

Add your bike and accessories to the basket 

Items eligible for finance will display the V12 logo under the price on the product page. 

STEP 2

Checkout choosing V12 Retail Finance as your payment method

You will see a selection of finance application options and a breakdown of your monthly payments, deposit due and overall purchase cost.

STEP 3

Complete your V12 finance application

Following checkout, you’ll be directed to fill in a finance application with V12 Retail Finance. It’s super quick and easy to complete.

STEP 4

Receive your instant finance decision

As soon as we have confirmation that your finance is approved, we’ll get your bike into the workshop and start tuning it for you, then send it out.

FINANCE EXAMPLES

Depending on the amount you wish to finance you can choose to spread your payment over 6, 12, 24 or 36 months.

0% APR Finance is available over six or 12-month periods.

Classic Credit at 4.9% APR Representative is available over 18 or 24-month periods.

Classic Credit at 9.9% APR Representative is available over a 36-month period.

No deposit is required for any finance option, however, you can choose to pay a deposit of up to 50% of the total basket value. 

Intense Tracer Expert Finance Examples
*Subject to status, terms and conditions apply

0% APR FINANCE REPRESENTATIVE EXAMPLE*

Purchase Price£3,999Total Repayable£3,999
Deposit£399.90 (10%)Duration of agreement12 months
Amount of credit£3,599.10Rate of interest (fixed)0%
12 monthly repayments£299.92APR representative0%

CLASSIC CREDIT 24 MONTH (4.9% APR) REPRESENTATIVE EXAMPLE*

Purchase Price£3,999Total Repayable£4,181.34
Deposit£399.90 (10%)Duration of agreement24 months
Amount of credit£3,599.10Rate of interest (fixed)2.53%
24 monthly repayments£157.56APR representative4.9%

CLASSIC CREDIT 36 MONTH (9.9% APR) REPRESENTATIVE EXAMPLE*

Purchase Price£3,999Total Repayable£4,610.16
Deposit0%Duration of agreement36 months
Amount of credit£3,999Rate of interest (fixed)5.09%
36 monthly repayments£128.06APR representative9.9%

* Some product exclusions may apply. Finance is subject to status. From time to time, we may vary the terms of our finance offer at our discretion. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than three years. Other conditions may apply and we cannot guarantee that your application will be accepted. We reserve the right to withdraw finance on certain products at any time. Finance as a payment method is provided through our external partner V12 Retail Finance. If your application is successful you will enter into a Credit Agreement with V12 Retail Finance. Read full terms and conditions.


FINANCE FAQs

What are the main qualification critera?

Be at least 18 years of age
Have been a UK resident for three years or more
Be able to make repayments by direct debit
Be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment.

How much can I borrow?

If you qualify for credit, you may borrow up to £15,000. Credit is available on all current-range Intense bikes.

Is a deposit required?

A deposit is not required when purchasing a bike using finance, however you may place a deposit of up to 50% on your purchase.

How are my monthly payments made?

All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of delivery, subsequent monthly payments will be due every month for the length of your term on that day of the month.

How long does it take to apply online?

Our online application form is a fast and easy process. Once complete, your application will then be instantly sent to the finance company (V12 Finance) and they will get a response to you as soon as possible. Some applications may take longer to process. If for any reason we can't give you an instant decision, you will be notified on screen as part of the application process and also by email, with a follow up email as soon as a decision is confirmed.

Will the finance company perform a credit check?

Yes. A credit check forms part of the automated decision making process.

What happens if my application is declined?

If your credit application is declined, you will receive notification via email from our credit partner, V12 Finance, with further instruction on how to dispute the decision if you wish.

If my application is not successful, can I re-apply?

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least six months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

Can I pay my agreement off early?

Yes. You have the right to repay all or part of the credit early at any time – you should contact V12 Finance for details by phone, email or letter at the following:
Telephone: 029 2046 8900
Email: customerservices@v12finance.com
Address:
V12 Retail Finance Limited
20 Neptune Court
Vanguard Way
Cardiff
CF24 5PJ 

Can I cancel my credit agreement if I change my mind?

You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal.

How do I ask a question about the credit agreement?

If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please call V12 Finance on 029 2046 8900 or seek free, independent advice from organisations such as the Citizen Advice Bureau or the Money Advice Service.

How do I ask a question about the credit agreement?

If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please call V12 Finance on 029 2046 8900 or seek free, independent advice from organisations such as the Citizen Advice Bureau or the Money Advice Service.